An accountant conveys land in an inter vivos transfer to a banker: 'for the life of the banker, and then to my heirs; but if none of my heirs survive the banker, then to my lawyer.' After the accountant dies, the banker is still living and the two heirs are the clerk and the doctor. What is the clerk's current interest in the land?

• A. The clerk has a vested remainder subject to complete divestment.
• B. The clerk has a vested remainder subject to open.
• C. The clerk has a contingent remainder.
• D. The clerk has no interest in the land.

Answer: (A)