In a title theory state, which statement about possession rights when a mortgage exists is correct?

• A. The mortgagor retains possession and no rights to repair by mortgagee prior to default.
• B. The mortgagee cannot take possession before default in any circumstance.
• C. The mortgagee has the right to possession even before default.
• D. The mortgagee can only possess after foreclosure in lien theory.

Answer: (C)